QUY ĐỊNH LÃI SUẤT CẦM ĐỒ

(LSO) - Lu00e3i suu1ea5t cu1ea7m cu1ed1 tu00e0i su1ea3n tu1ea1i cu00e1c tiu1ec7m cu1ea7m u0111u1ed3 tu1ed1i u0111a lu00e0 20%/nu0103m.

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Nu1ebfu tiu1ec7m cu1ea7m u0111u1ed3 u0111u01b0a ra mu1ee9c lu00e3i suu1ea5t cao hu01a1n, khu00e1ch hu00e0ng chu1ec9 phu1ea3i tru1ea3 vu1edbi mu1ee9c lu00e3i suu1ea5t 20%/nu0103m.
Theo khou1ea3n 6 u0111iu1ec1u 29 Nghu1ecb u0111u1ecbnh 96/2016/Nu0110-CPhường., lu00e3i suu1ea5t giải ngân cho vay tiu1ec1n lúc nhu1eadn cu1ea7m cu1ed1 tu00e0i su1ea3n khu00f4ng vu01b0u1ee3t quu00e1 quy u0111u1ecbnh cu1ee7a Bu1ed9 luu1eadt Du00e2n su1ef1. Khou1ea3n 1 u0111iu1ec1u 468 Bu1ed9 luu1eadt Du00e2n su1ef1 nu0103m 2015 quy u0111u1ecbnh, lu00e3i suu1ea5t vay bởi vì cu00e1c bu00ean thu1ecfa thuu1eadn nhu01b0ng khu00f4ng u0111u01b0u1ee3c vu01b0u1ee3t quu00e1 20%/nu0103m cu1ee7a khou1ea3n tiu1ec1n vay mượn. Nu1ebfu lu00e3i suu1ea5t theo thu1ecfa thuu1eadn vu01b0u1ee3t quu00e1 lu00e3i suu1ea5t giu1edbi hu1ea1n u0111u01b0u1ee3c quy u0111u1ecbnh tu1ea1i khou1ea3n nu00e0y thu00ec phu1ea7n vu01b0u1ee3t quu00e1 khu00f4ng cu00f3 hiu1ec7u lu1ef1c. u0110iu1ec1u 468. Lu00e3i suu1ea5t1. Lu00e3i suu1ea5t vay bởi vì cu00e1c bu00ean thu1ecfa thuu1eadn.Tru01b0u1eddng hu1ee3p cu00e1c bu00ean cu00f3 thu1ecfa thuu1eadn vu1ec1 lu00e3i suu1ea5t thu00ec lu00e3i suu1ea5t theo thu1ecfa thuu1eadn khu00f4ng u0111u01b0u1ee3c vu01b0u1ee3t quu00e1 20%/nu0103m cu1ee7a khou1ea3n tiu1ec1n vay, tru1eeb tru01b0u1eddng hu1ee3p luu1eadt khu00e1c cu00f3 liu00ean quan quy u0111u1ecbnh khu00e1c. Cu0103n cu1ee9 tu00ecnh hu00ecnh thu1ef1c tu1ebf vu00e0 theo u0111u1ec1 xuu1ea5t cu1ee7a Chu00ednh phu1ee7, u1ee6y ban thu01b0u1eddng vu1ee5 Quu1ed1c hu1ed9i quyu1ebft u0111u1ecbnh u0111iu1ec1u chu1ec9nh mu1ee9c lu00e3i suu1ea5t nu00f3i tru00ean vu00e0 bu00e1o cu00e1o Quu1ed1c hu1ed9i tu1ea1i ku1ef3 hu1ecdp gu1ea7n nhu1ea5t.Tru01b0u1eddng hu1ee3p lu00e3i suu1ea5t theo thu1ecfa thuu1eadn vu01b0u1ee3t quu00e1 lu00e3i suu1ea5t giu1edbi hu1ea1n u0111u01b0u1ee3c quy u0111u1ecbnh tu1ea1i khou1ea3n nu00e0y thu00ec mu1ee9c lu00e3i suu1ea5t vu01b0u1ee3t quu00e1 khu00f4ng cu00f3 hiu1ec7u lu1ef1c.2.

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Tru01b0u1eddng hu1ee3p cu00e1c bu00ean cu00f3 thu1ecfa thuu1eadn vu1ec1 viu1ec7c tru1ea3 lu00e3i, nhu01b0ng khu00f4ng xu00e1c u0111u1ecbnh ru00f5 lu00e3i suu1ea5t vu00e0 cu00f3 toắt con chu1ea5p vu1ec1 lu00e3i suu1ea5t thu00ec lu00e3i suu1ea5t u0111u01b0u1ee3c xu00e1c u0111u1ecbnh bu1eb1ng một nửa mu1ee9c lu00e3i suu1ea5t giu1edbi hu1ea1n quy u0111u1ecbnh tu1ea1i khou1ea3n 1 u0110iu1ec1u nu00e0y tu1ea1i thu1eddi u0111iu1ec3m tru1ea3 nu1ee3. Cu0103n cu1ee9 cu00e1c quy u0111u1ecbnh nu00eau tru00ean, lu00e3i suu1ea5t cu1ea7m cu1ed1 tu00e0i su1ea3n tu1ea1i cu00e1c tiu1ec7m cu1ea7m u0111u1ed3 tu1ed1i u0111a lu00e0 20%/nu0103m. Nu1ebfu tiu1ec7m cu1ea7m u0111u1ed3 u0111u01b0a ra mu1ee9c lu00e3i suu1ea5t cao hu01a1n, khu00e1ch hu00e0ng chu1ec9 phu1ea3i tru1ea3 vu1edbi mu1ee9c lu00e3i suu1ea5t 20%/nu0103m. Tru01b0u1eddng hu1ee3p tu1edbi hu1ea1n nhu1eadn lu1ea1i tu00e0i su1ea3n mu00e0 tiu1ec7m cu1ea7m u0111u1ed3 bu1eaft buu1ed9c phu1ea3i tru1ea3 tiu1ec1n lu00e3i vu1edbi mu1ee9c lu00e3i suu1ea5t cao (tru00ean 20%/nu0103m) mu1edbi u0111u1ed3ng u00fd tru1ea3 lu1ea1i tu00e0i su1ea3n u0111u00e3 cu1ea7m cu1ed1, ngu01b0u1eddi u0111i cu1ea7m cu1ed1 tu00e0i su1ea3n cu00f3 thu1ec3 kiu1ec7n ra tu00f2a u00e1n u0111u1ec3 u0111u1ea3m bu1ea3o quyu1ec1n lu1ee3i chu00ednh u0111u00e1ng mang đến mu00ecnh. Phu00e1p luu1eadt cu00f2n quy u0111u1ecbnh, nu1ebfu ai u0111u00f3 cho vay vốn vu1edbi lu00e3i suu1ea5t gu1ea5p 5 lu1ea7n tru1edf lu00ean cu1ee7a mu1ee9c lu00e3i suu1ea5t cao nhu1ea5t quy u0111u1ecbnh tu1ea1i Bu1ed9 luu1eadt Du00e2n su1ef1, thu lu1ee3i bu1ea5t chu00ednh tu1eeb 30 triu1ec7u u0111u1ed3ng hou1eb7c u0111u00e3 bu1ecb xu1eed phu1ea1t vi phu1ea1m hu00e0nh chu00ednh vu1ec1 hu00e0nh vi nu00e0y hou1eb7c u0111u00e3 bu1ecb ku1ebft u00e1n vu1ec1 tu1ed9i nu00e0y, chu01b0a u0111u01b0u1ee3c xu00f3a u00e1n tu00edch mu00e0 cu00f2n vi phu1ea1m thu00ec bu1ecb truy cu1ee9u tu1ed9i Cho vay mượn lu00e3i nu1eb7ng trong giao du1ecbch du00e2n su1ef1, theo u0110iu1ec1u 201 Bu1ed9 luu1eadt Hu00ecnh su1ef1 nu0103m năm ngoái (u0111u01b0u1ee3c su1eedomain authority u0111u1ed5i, bu1ed5 sung nu0103m 2017). Khung hu00ecnh phu1ea1t thu1ea5p nhu1ea5t vu1edbi tu1ed9i danh nu00e0y lu00e0 phu1ea1t tiu1ec1n tu1eeb 50 triu1ec7u u0111u1ed3ng u0111u1ebfn 200 triu1ec7u u0111u1ed3ng hou1eb7c phu1ea1t cu1ea3i tu1ea1o khu00f4ng giam giu1eef u0111u1ebfn 3 nu0103m. u0110iu1ec1u 201. Tu1ed9i giải ngân cho vay lu00e3i nu1eb7ng vào giao du1ecbch du00e2n su1ef11. Ngu01b0u1eddi nu00e0o vào giao du1ecbch du00e2n su1ef1 mu00e0 cho vay vốn vu1edbi lu00e3i suu1ea5t gu1ea5p 05 lu1ea7n tru1edf lu00ean cu1ee7a mu1ee9c lu00e3i suu1ea5t cao nhu1ea5t quy u0111u1ecbnh trong Bu1ed9 luu1eadt Du00e2n su1ef1, thu lu1ee3i bu1ea5t chu00ednh tu1eeb 30.000.000 u0111u1ed3ng u0111u1ebfn du01b0u1edbi 100.000.000 u0111u1ed3ng hou1eb7c u0111u00e3 bu1ecb xu1eed phu1ea1t vi phu1ea1m hu00e0nh chu00ednh vu1ec1 hu00e0nh vi nu00e0y hou1eb7c u0111u00e3 bu1ecb ku1ebft u00e1n vu1ec1 tu1ed9i nu00e0y, chu01b0a u0111u01b0u1ee3c xu00f3a u00e1n tu00edch mu00e0 cu00f2n vi phu1ea1m, thu00ec bu1ecb phu1ea1t tiu1ec1n tu1eeb 50.000.000 u0111u1ed3ng u0111u1ebfn 200.000.000 u0111u1ed3ng hou1eb7c phu1ea1t cu1ea3i tu1ea1o khu00f4ng giam giu1eef u0111u1ebfn 03 nu0103m.2. Phu1ea1m tu1ed9i mu00e0 thu lu1ee3i bu1ea5t chu00ednh 100.000.000 u0111u1ed3ng tru1edf lu00ean, thu00ec bu1ecb phu1ea1t tiu1ec1n tu1eeb 200.000.000 u0111u1ed3ng u0111u1ebfn 1.000.000.000 u0111u1ed3ng hou1eb7c phu1ea1t tu00f9 tu1eeb 06 thu00e1ng u0111u1ebfn 03 nu0103m.3. Ngu01b0u1eddi phu1ea1m tu1ed9i cu00f2n cu00f3 thu1ec3 bu1ecb phu1ea1t tiu1ec1n tu1eeb 30.000.000 u0111u1ed3ng u0111u1ebfn 100.000.000 u0111u1ed3ng, cu1ea5m u0111u1ea3m nhiu1ec7m chu1ee9c vu1ee5, cu1ea5m hu00e0nh nghu1ec1 hou1eb7c lu00e0m cu00f4ng viu1ec7c nhu1ea5t u0111u1ecbnh tu1eeb 01 nu0103m u0111u1ebfn 05 nu0103m. THANH THANH