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united states

CharlotteBank that America that company Center

100 north Tryon StreetCharlotte, north Carolina 28255

Miami

701 Brickell AvenueMiami, Florida 33131

San Francisco

315 Montgomery StreetSan Francisco, California 94104

Chicago

135 S. LaSalle StreetChicago, Illinois 60603

New York

One Bryant ParkNew York, brand-new York 10036


canada

Calgary

Bow sink Square IIISuite 2620, 255 - fifth Avenue SWCalgary, Alberta T2P 3G6

Toronto

181 only Street4th FloorToronto, Ontario M5V 2V8

Montreal

1250 Boulevard Rene Levesque WestSuite 3715Montreal, Québec H3B 4W8

Vancouver

1055 Dunsmuir StreetP.O. Box 49295Vancouver, brother Columbia V7X 1L3


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"Bank the America” and "audioeditorfree.com Securities" room the marketing names provided by the global Banking and an international Markets departments of bank of America Corporation. Lending, various other commercial banking activities, and also trading in details financial tools are performed internationally by bank affiliates of financial institution of America Corporation, including financial institution of America, N.A., Member FDIC. Trade in securities and financial instruments, and also strategic advisory, and also other investment banking activities, room performed globally by investment banking affiliates of bank of America coporation, group ("Investment banking Affiliates"), including, in the united States, audioeditorfree.com Securities, Inc. And also Merrill Lynch professional Clearing Corp., both that which room registered broker-dealers and also Members of SIPC, and, in other jurisdictions, by in your ar registered entities. audioeditorfree.com Securities, Inc. And Merrill Lynch skilled Clearing Corp. Space registered as futures commission merchants with the CFTC and are members of the NFA.

Investment products offered by investment Banking Affiliates: room Not FDIC Insured * May lose Value * are Not bank Guaranteed.

Disclaimer because that Australia | Disclaimer for Brazil | Disclaimer for Canada | Disclaimer because that France | Disclaimer for Hong Kong | Disclaimer because that India | Disclaimer for Latin America


© bank of America Corporation. All rights reserved.


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Advertising Practices

We effort to provide you v information about products and also services you could find interesting and also useful. Relationship-based ads and also online behavior advertising aid us carry out that.

Here"s exactly how it works: we gather information about your online activities, such together the searches you conduct on our Sites and the pages girlfriend visit. This details may be provided to provide advertising on our Sites and offline (for example, by email) that"s customized to meet certain interests you may have.If you choose that we carry out not use this information, you may opt the end of online behavior advertising. If friend opt out, though, you may still get generic advertising. In addition, financial advisors/Client supervisors may continue to usage information built up online to provide product and also service information in accordance v account agreements.Also, if you opt out of online behavior advertising, you may still view ads when you authorize in to her account, for instance through online Banking or MyMerrill Account Access. This ads are based upon your specific account relationships with us.To learn an ext about relationship-based ads, online behavioral advertising and our privacy practices, please testimonial the bank of America online Privacy notification and our virtual Privacy FAQs.

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General Disclaimer for bank of America Merrill Lynch

“Bank that America” and “audioeditorfree.com Securities” room the marketing names supplied by the an international Banking and an international Markets divisions of financial institution of America Corporation. Lending, other commercial bank activities, and trading in certain financial instruments are performed around the world by banking affiliates of financial institution of America Corporation, including bank of America, N.A., Member FDIC. Trading in securities and financial instruments, and strategic advisory, and also other invest banking activities, are performed around the world by investment banking affiliates of bank of America corporation ("Investment bank Affiliates"), including, in the unified States, audioeditorfree.com Securities, Inc. And also Merrill Lynch skilled Clearing Corp., both that which are registered broker-dealers and Members of SIPC, and, in various other jurisdictions, by locally registered entities. audioeditorfree.com Securities, Inc. And also Merrill Lynch professional Clearing Corp. Room registered together futures commission merchants with the CFTC and also are members the the NFA.


Disclaimer for Australia:

"Bank of America" is the marketing name for the lending, derivatives and also other advertisement banking tasks of financial institution of America copy, group ("BAC"). These tasks are performed around the world by bank affiliates that BAC and also in Australia by bank of America, N.A. Australian Branch ("BANA Australia"). "audioeditorfree.com Securities" is the marketing name for the securities, this firm advisory and capital markets tasks of BAC. These tasks are perform in Australia by Merrill Lynch industries (Australia) Pty. Limited, Merrill Lynch (Australia) Futures Limited, Merrill Lynch share (Australia) limited and their connected bodies corporate which hold, or space exempt from the need to hold, one Australian Financial services Licence. Except BANA Australia, nobody of the various other BAC entities including BAC itself is one Authorised Deposit-taking school authorised under the bank Act 1959 of Australia regulated by the Australian Prudential Regulation Authority. The responsibilities of BAC entities (other 보다 BANA Australia) perform not represent deposits or other liabilities the BANA Australia and also are not guaranteed through BANA Australia.


Disclaimer for India:

“Bank that America” is the marketing name for lending, trade in certain financial instruments and also other advertising banking activities of financial institution of America Corp. These activities are performed around the world by bank affiliates of financial institution of America Corporation, including financial institution of America, N.A., Member FDIC. Financial institution of America offers the following banking assets in India: working capital and also term loans, structured finance, fiddle finance, global cash management, profession products, foreign exchange services and currency solutions.

“audioeditorfree.com Securities” is the marketing name for commerce in securities and financial instruments, strategic advisory, and also other investment banking tasks of bank of America Corporation. These tasks are performed around the world by invest banking affiliates of financial institution of America coporation, group ("Investment bank Affiliates"), including, in India through audioeditorfree.com Securities India Limited, which gives the complying with services in India: Research, equity Sales & Trading, Futures & Options, digital Trading, Equity capital Markets, Debt funding Markets and M&A.


Disclaimer for Brazil:

“Bank the America” and “audioeditorfree.com Securities” room the marketing names supplied by the global Banking and an international Markets departments of financial institution of America Corporation. Lending, various other commercial banking activities, and also trading in certain financial tools are performed worldwide by bank affiliates of financial institution of America Corporation, including financial institution of America, N.A., Member FDIC. Trading in securities and also financial instruments, and strategic advisory and other invest banking activities, room performed internationally by investment banking affiliates of financial institution of America coporation, group (“Investment bank Affiliates”), including, in the joined States, audioeditorfree.com Securities, Inc. And also Merrill Lynch expert Clearing Corp., both the which space registered broker-dealers and Members of SIPC, and, in other jurisdictions, by in your ar registered entities. audioeditorfree.com Securities, Inc. And Merrill Lynch experienced Clearing Corp. Space registered as futures commission sellers with the CFTC and are members the the NFA.

* financial institution of America Merrill Lynch Banco Múltiplo S.A. (the bank subsidiary in Brazil of financial institution of America Corporation) and Merrill Lynch S.A. Corretora de Títulos e Valores Mobiliários (the registered broker dealer in Brazil).

Investment products offered by investment Banking Affiliates:

Are no FDIC Insured • May lose Value • room Not financial institution Guaranteed.


Disclaimer for Latin America:

“Bank of America” and also “audioeditorfree.com Securities” space the marketing names supplied by the global Banking and an international Markets divisions of bank of America Corporation. Lending, various other commercial bank activities, and trading in specific financial instrumentsare performed globally by banking affiliates of financial institution of America Corporation, including financial institution of America, N.A., Member FDIC. Commerce in securities and financial instruments, and strategic advisory and also other invest banking activities, space performed worldwide by investment banking affiliates of bank of America corporation (“Investment bank Affiliates”), including, in the joined States, audioeditorfree.com Securities, Inc. And also Merrill Lynch professional Clearing Corp., both of which are registered broker-dealers and Members of SIPC, and, in other jurisdictions, by locally registered entities. audioeditorfree.com Securities, Inc. And Merrill Lynch experienced Clearing Corp. Are registered as futures commission sellers with the CFTC and also are members of the NFA.

Investment products readily available by investment Banking Affiliates:Are no FDIC Insured * May lose Value * space Not financial institution Guaranteed

Bank that America Corporation and also its affiliates do not perform in any type of jurisdiction banking activities that are scheduled by local law to license is granted banks, other than in those jurisdictions where its banking affiliates have actually procured the vital licenses.

Unless otherwise indicated, all services/products are conducted on one offshore basis for Latin America. Part or every one of the commodities may no be easily accessible in certain jurisdictions and also are topic to change without notice.

This file and its content are for details purposes and shall no be understood as banking or jae won intermediation, company solicitation and/or public providing of any type of kind.

“Merrill Lynch” is the trademark that financial institution of America Corporation uses in the Republic of Argentina for its funding market, jae won advisory and also investment audioeditorfree.comes, i m sorry are carried out by and also through Merrill Lynch Argentina S.A.. This reality does not conduct any activities subject to bank license, such as catching deposits indigenous the public.

Bank of America México, S.A., Institución de Banca Múltiple is a banking affiliate in Mexico of bank of America Corporation.

Bank of America N.A., Oficina de Representacion (Colombia), is a representative office in Colombia of bank of America N.A., managed by the Superintendencia Financiera de Colombia and also authorized to encourage in Colombia select products and also services that financial institution of America N.A. And also audioeditorfree.com Securities, Inc. Provides outside of Colombia. Neither financial institution of America, N.A., nor its Representative Office in Colombia, is authorized to lug out in Colombia any tasks that are scheduled by Colombian regulation to in your ar licensed banks.

Bank the America N.A., Oficina de Representacion (Peru), is a representative office in Peru of financial institution of America N.A., managed by the Superintendencia de Banca, Seguros y Administradoras Privadas de Fondos de Pensiones and authorized to encourage in Peru pick products and services that bank of America N.A. And its invest Banking Affiliates administer outside of Peru. Neither financial institution of America, N.A., nor its Representative Office in Peru, is authorized to bring out in Peru any tasks that are booked by Peruvian law to locally licensed banks.

Bank the America N.A., Oficina de Representacion (Chile), is a representative office in Chile of bank of America N.A., managed by the Comisión para el Mercado Financiero and also authorized to encourage in Chile select products and also services that bank of America N.A. Provides outside of Chile. Neither financial institution of America, N.A., nor its Representative Office in Chile, is authorized to carry out in Chile any activities that are reserved by Chilean legislation to locally licensed banks.

Bank of America Corporation go not have actually banking affiliates, branches or bank representative offices in any other jurisdiction in Latin America.


Disclaimer for France:


Disclaimer for Hong Kong:

“Bank that America” and also “audioeditorfree.com Securities” are the marketing names offered by the worldwide Banking and worldwide Markets departments of financial institution of America Corporation. Lending, various other commercial banking activities, and trading in certain financial instruments are performed internationally by bank affiliates of bank of America Corporation, including financial institution of America, nationwide Association, Member FDIC. Trade in securities and also financial instruments, and strategic advisory, and other invest banking activities, are performed internationally by investment banking affiliates of bank of America coporation, group (“Investment bank Affiliates”), including, in the joined States, audioeditorfree.com Securities, Inc. And also Merrill Lynch skilled Clearing Corp., both the which space registered broker-dealers and Members of SIPC, and, in various other jurisdictions, by in your ar registered entities. audioeditorfree.com Securities, Inc. And also Merrill Lynch expert Clearing Corp. Room registered as futures commission vendors with the CFTC and are members that the NFA.

Bank the America, national Association, Hong Kong Branch, is a branch the a national banking association organized and existing with restricted liability under the regulations of the United claims of America.


Disclaimer because that Canada:

"Bank that America" and “audioeditorfree.com Securities” room the marketing names provided by the worldwide Banking and worldwide Markets divisions of bank of America Corporation. Lending, various other commercial banking activities, and also trading in details financial tools are performed around the world by banking affiliates of financial institution of America copy, group including bank of America, national Association, Canada Branch (BANA CB ) i m sorry is one authorized foreign financial institution regulated by the Office that the Superintendent of gaue won Institutions. Deposits through BANA CB room not insured with the Canada Deposit insurance allowance Corporation. BANA CB shall no impose undue push on, or coerce, a person to acquire a product or company from a particular person, including bank and any the its affiliates, together a condition for obtaining an additional product or organization from BANA CB.

Trading insecurities and also financial instruments, and also strategic advisory and also other investment banking activities, space performed worldwide by invest banking affiliates of bank of America Corporation consisting of in Canada through Merrill Lynch Canada Inc. I m sorry is a registered broker-dealer regulated by the Investment sector Regulatory company of Canada (IIROC) and a member that the Canadian investor Protection fund (CIPF). Merrill Lynch Canada Inc. Is registered as an approved Participant that the Bourse de Montreal.

Disclosure of best execution obligations and routing practices for Merrill Lynch Canada Inc. (IIROC Dealer Member preeminence 3300)

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These Terms and Conditions ("Terms and also Conditions") room for the financial institution of America coporation, group ("Bank that America") website and also those websites of the affiliates (collectively the "Sites") including bank of America, N.A., Merrill Lynch, Pierce, Fenner & blacksmith Incorporated, audioeditorfree.com Securities, Inc., financial institution of America resources Management and details other affiliates enumerated herein (collectively "Affiliates") the are obtainable through the bank of America Sites and apply to every services, programs, information and products (collectively "Service") the you ("Client") may use or otherwise access from time to time v the website ("Agreement").

USE the SITES

Client agrees that any kind of trade confirmation, account explain or other file delivered through the sites by "clicking" top top the designated spaces in or relating come such document shall be understood to it is in "in writing" and also to have been "signed" and also delivered because that all functions by Client. Any record of such transaction or check (including, there is no limitation, digital records) candlestick be reputed to it is in "in writing." customer further agrees the it shall not challenge the legit binding nature, validity or enforceability of any type of transaction, document or confirmation based upon the truth that it has actually been enforcement by "clicking" top top the designated spaces and expressly waives any and all rights it may need to assert such claim.

Client agrees the it will certainly not, and will no authorize or permit any type of person ("Authorized Person") under that is control, under any kind of circumstance to:

All cost and expense that equipment, operating platforms, and software crucial to accessibility and use the Sites, and the maintain thereof shall it is in the sole obligation of Client.

No delivery of this Terms and also Conditions chandelier restrict customer from acquisition any activity required by any Applicable Law, any type of self-regulatory organization or any type of governmental reality to which the is subject. Before taking any kind of such action, customer shall, come the level reasonably practicable given the then-current circumstances, notify financial institution of America in composing thereof and also consult with financial institution of America regarding the procedures to be required to ensure compliance with Applicable Law.

CLIENT ACKNOWLEDGES and AGREES the IT will certainly BE RESPONSIBLE to ENSURE that ANY task UNDERTAKEN BY customer OR its AUTHORIZED people IN any kind of JURISDICTION and WITH any kind of PERSON IN totality OR IN part ON OR through THE sites IS IN COMPLIANCE with APPLICABLE LAW.

Client agrees to provide Bank that America v all information, cooperation and also assistance, documents and data as shall reasonably be asked for by financial institution of America in bespeak to permit Bank of America come comply through any and all Applicable Law. Customer understands and also agrees that financial institution of America might report such details to regulatory authorities come the extent necessary, in that reasonable discretion, to comply with Applicable Law.

SECURITY

Bank the America shall assign to every Authorized person a distinct User identifier ("User ID") and also a matching password and/or other accessibility codes (each, an "Access Code") to permit Authorized persons to accessibility and use such attributes within the website as client shall authorize. Customer shall (i) maintain, (ii) take ideal steps to ensure that its officers and employees maintain, and (iii) inform all Authorized persons of Client"s responsibility to maintain, the confidentiality that User IDs and access Codes and the security of the Sites. Client shall not permit any kind of person other than one Authorized human being to accessibility or usage the website on its behalf or to use any kind of User i would or access Code and also shall educate and familiarize those Authorized persons who access and/or usage the Sites v Client"s obligations under this Agreement. Customer acknowledges and agrees that client and/or that Authorized people may accessibility the Sites through the World vast Web or other Internet organization which is no necessarily secure, and Bank the America does not warrant that such device is secure. Client agrees to be bound through all interactions (and the after-effects thereof) inserted on, executed v or promoted by the web page that room accompanied through a precious User ID and a valid accessibility Code assigned to client or an Authorized Person. Upon becoming conscious of, or if client suspects, a technological failure or any type of improper access to or usage of the website or access Codes by any Authorized human being or various other person, client shall timeless notify financial institution of America of such occurrence, and shall, together promptly as practicable, to the extent any improper access or use is by one Authorized Person, take immediate actions come terminate together Authorized Person"s access to and also use of the Sites. Financial institution of America to make reservation the ideal to border or end Client’s or any Authorized Person’s access to and also use the the website immediately and also without notice.

NO OFFERS

Unless specifically established as an sell to offer or a solicitation of any kind of offer to buy, under no situations should any type of information top top the website be used as or taken into consideration to it is in an sell to offer or a solicitation of any type of offer come buy the securities or any kind of other tools of bank of America or any type of other issuer. Offers can only be made whereby lawful under applicable law. Any information, services, or securities offered via the Sites are intended to be obtainable only to inhabitants of Argentina, Brazil, Canada, France, Germany, Hong Kong, Ireland, Japan, Italy, Korea, the Netherlands, Singapore, the united States and also the joined Kingdom. The viewing or distribution of the Sites may be limited by legislation in specific jurisdictions. Persons utilizing the web page are compelled to inform themselves about and observe any kind of legal restrictions on the usage of the Sites and any restrictions collection forth in the Sites. The Sites execute not constitute an sell of, or a solicitation to purchase any securities in any kind of jurisdiction in i beg your pardon such market or invitation would certainly be unlawful. If you wish to attain further details around any information consisted of through the Sites, there room several locations on the Sites that will provide you with call information.

DISCLOSURE that INTEREST

Affiliates of bank of America might make a industry or deal as primary in the securities stated in this Sites or in options based thereon. In addition, financial institution of America or the Affiliates, your shareholders, directors, policemans and/or employees, may from time come time have long or short positions in together securities or in options, futures or other derivative tools based thereon. One or much more directors, police officers and/or employees of bank of America or that Affiliates might be a director of the issuer of the securities pointed out at this Sites. Bank of America or the Affiliates may have managed or co-managed a public offering of, or acted together initial purchaser or placement agent for a personal placement of, any type of of the securities of any type of issuer stated on the Sites, or may from time to time execute consulting, advisory, lease, loan solicitation, invest banking or other services for, or solicit invest banking or other audioeditorfree.com from, pointed out companies.

ACCOUNT INFORMATION

Certain info from Client’s account(s) at bank of America or that is Affiliates is obtainable on the Sites and can be download by client ("Account Information"). While bank of America and its Affiliates think that this Account information will be precise at the moment of access and/or downloading and install by Client, this details may have specific technical flaws, typographical errors or other inaccuracies. Additionally, the Account details is topic to immediate readjust resulting from sector conditions, price fluctuations and other related factors. Financial institution of America and also its Affiliates expressly disclaim any responsibility or liability for the accuracy or usage of together Account information upon its being downloaded by client and will not be responsible for any difficulty, damage or inaccessibility of such information because of hardware or software incompatibility.

PRICING and also MARKET INFORMATION

Actual prices can be obtained only ~ above a real-time, expressly agreed-upon basis. Any indicative valuations on the sites are provided for info only. They are not an sell to get in into, transfer and also assign or terminate any transaction, or a meeting by financial institution of America or its Affiliates to do such an offer. An indicative valuation may differ considerably from an really value. Such approximates do no necessarily reflect bank of America’s or its Affiliates’ internal bookkeeping or theoretical model-based valuations. Particular factors, which might not have actually been assessed for functions of these valuations, including, because that example, notional amounts, credit spreads, basic volatility, costs of lug or usage of capital and profit, might substantially impact a proclaimed valuation. Indicative valuations might vary significantly from indicative valuations accessible from other sources. While financial institution of America and also its Affiliates have derived the info on which this evaluations are based from resources they think are reliable, bank of America and its Affiliates do no representations or warranties through respect to any indicative valuations. Prior to the execution the a Transaction based top top the content of this Sites, client is advised to consult with its broker or other financial representative to verify pricing information.

HYPOTHETICAL OR previous PERFORMANCE

Hypothetical or simulated performance results have actually inherent limitations. Unequal an actual power record, simulated results execute not stand for actual trading. Also, due to the fact that the trades have actually not actually been executed, the outcomes may have actually under or over-compensated because that the impact, if any, of details market factors, such as lack of liquidity. Simulated trading programs in basic are designed v the advantage of hindsight. Previous performance is not indicative of future results; no representation is being made that any account will or is most likely to achieve profits or losses similar to those shown.

MATERIAL IN that is ENTIRETY

LINKED SITES

CONTENT and SERVICE AVAILABILITY

Bank the America or the Affiliates might make alters to the Sites and also reserves the right to carry out so there is no prior notification to you. Customer acknowledges that no all products and services noted or disputed in the sites are easily accessible in all geographic areas. Her eligibility for details products and also services is topic to final determination and also acceptance by bank of America or that is Affiliates.

CONSENT TO digital DELIVERY

You agree to receive certain documents and information noted by bank of America and its Affiliates with the website and/or v email listed to friend via the Sites. This delivery will normally consist of details Content on the Sites, and certain other files relating to financial institution of America and its Affiliate’s audioeditorfree.com. This digital provision and also delivery will be regarded by friend as proper delivery pursuant to any type of delivery requirements under the various statutes and also rules, wherein applicable, that the Securities and also Exchange Commission, the national Association the Securities Dealers and any state or various other jurisdiction. You identify that you have the appropriate technological equipment to usage the Sites and to receive email via the Internet and also understand that your usage of the net may incur particular operational costs such together monthly fees because that a audioeditorfree.com provider. Girlfriend agree to notify financial institution of America or the applicable Affiliate in the occasion that you no longer desire to receive content through this delivery procedure and will enable a reasonable amount of time to permit appropriate delivery to you through various other means.

NO WARRANTY

Client acknowledges that any kind of information listed through the sites is not intended to it is in a recommendation, market or solicitation of any certain products or services. In addition, all research, analysis and similar market info from non-affiliated 3rd parties detailed represent the views and also opinions solely of the author or the shown source. Financial institution of America and also its Affiliates carry out not separately verify the accuracy or completeness of such information, nor does financial institution of America and also its Affiliates endorse any particular views expressed therein. Except for supplying memoranda, financial institution of America and also its Affiliates disclaim any kind of liability to client for this information or for any consequence of her decision to use it. Client agrees that it shall independently confirm any type of such info presented with the Sites prior to relying on together information. Financial institution of America, that Affiliates and their respective employees, contractors, agents and also various contributors come the Sites have actually no duty to exactly or update any type of inaccurate or out-of-date information on the Sites.

Client acknowledges that it is acting for its very own account, and it has made its own independent decisions to enter into a Transaction and as to even if it is a Transaction is appropriate or appropriate for that based ~ above its own judgment and upon advice from together advisors together it has actually deemed necessary. Client is no relying on any communication (written or oral) of financial institution of America or that is Affiliates as investment advice or together a recommendation to enter into a Transaction; the being interpreted that information and also explanations pertained to the terms and conditions the a Transaction shall not be thought about investment advice or a reference to enter into that Transaction. Further, client has not received from financial institution of America or that is Affiliates any assurance or guarantee regarding the expected outcomes of a Transaction.

COMPLIANCE through LAWS and INDEMNITY

The Sites might be provided only for lawful purposes. Client’s conduct may be topic to local, state, national and also international laws. Customer agrees the it and also any the its Authorized Persons candlestick comply v this Agreement, applicable laws, rules, regulations, ordinances and also other comparable national and international needs of the country, state and province in which you are accessing and using the Sites.

Client agrees to abide by applicable export regulate laws and not to transfer, by digital transmission or otherwise, any kind of content ~ above the Sites topic to limitations under such legislations to a national location prohibited under together laws, without first obtaining, and then complying with, any requisites government authorization. Customer further agrees no to upload come the Sites any kind of data or software application that can not be exported there is no prior written federal government authorization, including, but not minimal to, details encryption software. This assurance and commitment shall survive termination of these Terms and Conditions. Offices, residents and also operations the your organization in Cuba, Iran, Iraq, Libya, phibìc Korea, Sudan, Syria and any other countries that room the topic of penalty by the United states Office of foreign Asset control or other basic U.S. Embargo limitations are not allowed to access and usage the Sites, and also any such accessibility and usage is a violation of this Terms and Conditions.

Upon inquiry by financial institution of America or its Affiliates, girlfriend agree to defend, indemnify and also hold harmless bank of America, the Affiliates, their officers, directors, employees, agents, building contractors or various other suppliers from every liabilities, claims and expenses, consisting of attorneys fees, that arise native a breach of these Terms and also Conditions because that which you space responsible, or native third-party claims developing from your usage of the Sites. Bank of America and its Affiliates reserve the ideal to i think the exclusive defense and control of any matter otherwise subject to indemnification by you. Nevertheless the foregoing, you room not required to indemnify bank of America or that is Affiliates for its very own violations of applicable laws.

FOR occupants OF BRAZIL:

The information consisted of here does not constitute a public supplying or distribution of securities in Brazil and also no it is registered or filing v respect to any securities or gaue won products available on the Sites has actually been made through Commisao de Valores Mobiliarios.

FOR citizens OF CANADA:

The information consisted of here does not constitute a public giving or circulation of securities in Canada or any of the provinces. No registration or filing through respect to any kind of securities or jae won products available on the Sites has actually been make with any kind of regulatory agency thereof.

FOR citizens OF FRANCE:

The Sites execute not constitute a solicitation to enter into a transaction entailing financial instruments, is no being spread in the context of a public offer in France in ~ the definition of post L. 411–1 of the Monetary and Financial Code, and also has hence not been submitted to the COB for prior approval and clearance procedure. Any offers, sales or circulation of financial instruments through the sites shall just be made in France to qualified investors (investisseurs qualifi?s) as identified in and also in accordance with post L. 411-2 the the Monetary and Financial Code and d?cret no. 98–880 dated 1st October, 1998. The components of the Sites may not it is in redistributed or reproduced (in totality or in part) by any User. The Sites space made easily accessible with the understanding that users will make invest decisions because that their own account v the conditions collection out in d?cret no. 98–880 dated 1st October, 1998. By making use of the Sites, individuals undertake no to transfer, directly or indirectly, any type of financial instrument obtained through the sites to the general public in France, other than in compliance with applicable laws and regulation. Solutions hereunder may be detailed by Banc the America Securities, Limited, as agent or otherwise.

FOR occupants OF GERMANY:

The Sites space made obtainable only to professional investors as such term is defined in the Securities Sales Prospectus Act.

FOR residents OF HONG KONG:

Access to the website is through invitation just to institutional investors. No information or material consisted of in the web page is or should be taken as amounting come an market to get in into any type of transaction or invest whatsoever. The info on this Sites is noted by the Hong Kong branch of financial institution of America, N.A., and also is compiled from information prepared by subsidiaries and also affiliates of bank of America Corporation. Your commitment for the use of this site is v the Hong Kong branch of bank of America, N.A.

FOR occupants OF IRELAND:

Access come the website is by invitation only to skilled investors.

FOR citizens OF ITALY:

Access come the web page is by invitation just to experienced investors as defined in article 31 the CONSOB regulation no. 11522 the July 1, 1998.

FOR inhabitants OF JAPAN:

Access to the web page is by invitation only to financial organizations as characterized under the Law concerning Foreign Securities Firms.

FOR residents OF KOREA:

Access to the web page is through invitation just to professional investors through a valid password. The information included here does not constitute a public supplying or circulation of securities in Korea.

FOR occupants OF NETHERLANDS:

Access come the sites is by invitation only to skilled market next as identified in the dutch Securities Transactions Supervision plot 1995. Securities or other instruments on this Sites room only readily available to experienced market parties.

FOR citizens OF SINGAPORE:

Access come the sites is by invitation only to institutional investors. The information had here does not constitute a public supplying or distribution of securities in Singapore. The details in this Sites is detailed by bank of America Singapore limited and is compiled from info prepared through subsidiaries and also affiliates of bank of America Corporation. Your commitment for the use of these Sites is with financial institution of America Singapore Limited.

LIMITATION that LIABILITY

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